After a car accident, confusion often follows and can be extremely overwhelming. What to do right after is what you should know. It will ensure everyone’s safety and protect your legal and financial rights. The pros of heavy wrecker service in Naperville, IL, have developed a to-do list to help you get through the situation.
Assess for Injuries
Check yourself and the people with you for injuries immediately. Exercise caution, even if the physical signs may appear minor. A passenger who is seriously hurt must not be moved unless there is an immediate danger, like a fire. In the event of an injury, call emergency services.
Move to a Safe Area
If your vehicle can still be driven, move it to the side of the road. Either that or push it to a place where it won’t create a traffic jam and a chance of other cars crashing into each other. To provide adequate warning, turn on your hazard lights.
Call 911
Inform the authorities of the accident, severe or not. Give the dispatcher information about the location of the incident and any injuries when you call. The police will be taking pictures of the scene, which is important for insurance claims and possible lawsuits.
Document the Scene
Take as many notes as you can while waiting for the police. Give the other driver your contact information and insurance information. Get theirs as well. Keep track of the make, model, and license plate of the vehicle you had an incident with. Take pictures and videos of the scene from different angles. They can prove to be helpful.
Avoid Admission of Guilt
Those involved in semi-truck towing in Naperville, IL, who have assisted in accidents advise their customers not to blame the other driver nor admit guilt for the mishap. Share whatever information is requested and leave the fault determination to the authorities.
File a Police Report
Give the police a factual account of what transpired. Wait for them to say when it’s your turn to speak. Don’t talk over the other party or argue with the person. Find out where and when the police report will be available and get a copy.
Seek Medical Attention
Some injuries may not show obvious symptoms right away. You or your passengers might even feel fine. It’s advisable to visit a physician for a check-up right after the accident. Save all of your receipts and medical records. You’ll need them when filing insurance claims.
Notify Your Insurance Company
Report the accident to the insurance company as soon as possible. Give them the information you gathered, as well as any pictures or videos you took while on the scene. Inquire about what expenses are covered under your policy. Follow their guidelines when submitting a claim.
Get Legal Advice
Speak with a lawyer about what may be advantageous to you if the accident caused serious injuries or damages and if there are disagreements regarding who is at fault. An attorney can assist you with legal and insurance issues and provide advice on your rights.
Half the Battle Won
Accidents happen, but your response can make a big difference in the aftermath. The professionals of heavy wrecker service in Naperville, IL, assure us that knowing what to do in the moments after will reduce the tension and uncertainty brought on by the incident. If it does happen to you, make sure to call us at Classic Towing at 630-392-6844. We’re open 24 hours.